Skip to content
Financial Position
- Cash reserve strategies
- Debt management
- Cash flow management
- Net worth
- Discretionary income
- Expected large inflow/outflow
Investment Planning
- Asset allocation
- Education planning
- Lump-sum accumulation
- Ongoing investment fees
- Risk tolerance
- Tax implications
- Cost basis
- Diversification strategies
- Dollar-cost averaging
Tax Planning
- Tax reduction
- Tax deferral
- Tax avoidance
- Future taxes due
- Withholding
- Tax diversification
- Qualified investments
- Non-qualified investments
- Effects of liquidation
Retirement Planning
- Minimum distributions
- Pre-59 1⁄2 strategies
- 401Ks
- IRA’s
- Medicare/ Medigap
- Social security
- Roth conversions
- Income streams
- Health care
- Tax transitions
- Risk tolerance transition
Business Planning
- Group benefits
- Voluntary benefits
- Company sponsored retirement plans
- Succession planning
- Keyman insurance
- Employee transition
Protection Planning
- Disability options
- Long-term care – timing/premium/coverage
- Umbrella liability
- Life insurance
- Medical/Health
- Property & casualty
- Beneficiary designations
- Special needs situations
- Alternate/additional coverage strategies
Estate Planning
- Estate balancing
- Capital transfer
- Asset ownership
- Trusts
- Wills
- Trust funding
- IRD
- Special needs dependents
- Minor children
- Generation skipping
- Short-term life expectancies
- Estate liquidity