The Parameters of our Relationship

Transactional Relationship

Frequency

Review of account performance
Service as needed

Fee

No fee
Commissions earned on products / investment product sales

Situational Relationship

Frequency

Minimum of one service contact per year. Includes all of the previously mentioned as well as comprehensive, in-depth analysis of some of all of the following areas:
Net worth and cash flow
Investment planning / asset allocation
Risk management
Income tax planning
Retirement planning
Estate planning
Business planning

Fee

Fee for financial / situational plan when needed
commissions earned on products / investment product sales

Comprehensive Relationships

Frequency

A minimum of two meetings per year. These regularly scheduled meetings could include:
On-going plan implementation
Completion of an updated plan
Includes all of the previously mentioned plus a regular updated review
Protection strategy
Investment strategy
Estate & tax strategy

Fee

Annually occurring fee for financial (or updated) plan
commissions earned on products / investment product sales